Fha Loan To Value Matrix

FHA Requirements: Mortgage Insurance – On loans with a Loan to Value of less than or equal to 78% and with terms up to 15 years. The annual MIP for these loans will remain at 45 basis points. On terms 15 years and loan amounts $625,500 – If the loan to value is 90%, the Annual Premium remains the same at 45 basis points (bps).

PDF FHA Standard FHA Advantage – The Money Source – FHA loans with unsecured interest-free loan for establishment of an escrow account Principal Reductions If there are any principal reductions listed on the Final Closing Disclosure, the Seller must update FHA Connection and provide a MIC reflecting the reduction in mortgage amount prior to the sale of the loan to TMS.

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