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Some are what Mr Fortner calls “regulars”, federal employees with cash flow problems who have. came in last week with a 60-inch high-definition, flat-screen television. They wanted a $200 or $300.
Student loans are often unsecured. Although some people take cash out of their homes to pay for school, pure student loans through the Department of Education are typically unsecured. "Personal" loans, available from banks, credit unions, and online lenders are unsecured loans you can use for any purpose you want.
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Our Payday Loan Process. A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car.
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A cash-on-cash return is a rate of return often used in real estate transactions. After one year, the investor has paid $25,000 in loan payments, of which $5,000 is a principal repayment. The.
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The second most common type of purchase money loan is FHA. The minimum down payment requirement for an FHA loan is very low, presently 3.5 percent of the sales price. Some states offer secondary financing to help with the down payment and closing costs so a borrower can effectively put down zero.