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Best Online Savings Accounts of 2019 [Top 10 High-Interest. – · I remember a time when the best online savings accounts paid annual yields of 4% to 5%. Those days are long gone. LONG gone. Thanks to the low-rate environment, it’s not a surprise that for the past several years, my clients have been griping about how their savings accounts pay next to nothing, even from the best high-interest banks.